As soon as the investment is expected, nowadays people start talking about Ficted Deposit (FD), Systematic Investment Plan (SIP) and Stock, but apart from this there are many ways with low risk, in which there can be a big money by investing. Today we are going to introduce you to one such scheme, with the help of which you can never be poor. Rather, in some time you will have so much money that you can fulfill your dreams.
The scheme we are talking about is known as Systematic Scrolling Plan (SWP). This is a scheme in which if you invest lump sum money, you will never have a shortage of money. As a regular income from this scheme, you can withdraw money every month. Also, the amount invested will never reduce, but by getting returns on it, it will increase, which you can remove when the maturity is completed. This is the reason that Systematic Withdrawal Plan (SWP) is considered more powerful than SIP.
Is Swp Scheme more powerful?
If you have a thick amount, which you invest in SIP or FD, then you will not get regular income. Only after completion of maturity, money will be given by adding returns. That is, you have to wait for money for a long time.
At the same time, after investing lump sum money in SWP, regular income can be withdrawn. Also, if you are investing in it for a long time, then you will continue to get the benefit of returns and you can withdraw crores of rupees in the long term. Let us now understand from a calculation that how powerful the Swp is.
Crores of rupees will be received after 25 years
If a person invests 30 lakh rupees for 25 years in the Systematic Vidrol Plan (SWP) and is getting an estimated 12 per cent return (it can be up and down according to the return market’s nature). Along with this, if he withdraws a regular income of 20 thousand rupees every month, then after 25 years he will have Rs 1,72,76,063. The value of the money he withdrew every month will be 60 lakh rupees by 20-20 thousand.
Where will such a big capital come from?
Now the biggest question of people can be where such a big capital will come from, which can be invested in SWP. If you are an employee of a private sector and you have retired recently, then by adding Gachuti, NPS and PF (if PF money is not withdrawn), a thick money will be being made, which you can invest in SWP.
But if you are just doing a job or started a job, then you can deposit a thick money in a few years by investing 10 thousand rupees through SIP, then you can take advantage of regular income by SWP.
How much copper will be made in SIP of 10 thousand?
If you do a monthly SIP of 10 thousand rupees and on an average you are getting 12 percent interest, then after 12 years you will have a total amount of ₹ 30,80,956. The total investment in this will be 14 lakh 40 thousand rupees and the return will be ₹ 16,40,956.
Now adding SWP and SIP, you will make Rs 1 crore 72 lakh in an investment of only 14 lakh 40 thousand rupees and for 25 years, 20-20 thousand will also be available to monthly regular income.
How to start SWP?
This is a mutual fund investment scheme in which you invest outright money and then withdraw money regularly. To buy it, first of all you have to select the Mutual Fund Scheme, which provides SWP facility.
(Note- This calculation is done on the Groww Trading Platform. Aajtak.in does not take responsibility. If you are making an investment plan, then take help of your financial advisor.)