UPI Rules update from August 1 Google Paytm PhonePe Users will effect know everything

The National Payment Corporation of India (NPCI) has changed its UPI rules. Now the new rules will be applicable from August 1, 2025. According to NPCI, these new guidelines are being implemented to improve the security of digital transactions in India as well as to improve speed. If you run Google Pay, Paytm, PhonePe or any other platform, then this news is very important for you. Let us know in detail about these newly implemented rules.

How will there be changes in UPI rules

• UPI users will not be able to see their linked bank account more than 25 times a day.
• UPI users will be able to check their balance only up to 50 times a day.
• In case of payment tracking, you will be able to check any transaction status only 3 times. There should be a difference of 90 seconds between every effort.
• Autope transactions will be managed with fixed time slots to reduce the crowd in the system.

Let us tell you that this change by NPCI has been made after an increase in complaints of delay and transaction failure between April and May 2025. NPCI said that the system was slowing down due to repeated checks and repeated status tracking through users. Now transactions will be intensified with new changes and rules and will not affect daily use.

No changes in UPI payment limit

However, there has been no significant change in the UPI payment limit. The transaction limit is still the same. Usually users can do up to Rs 1 lakh per transaction and up to Rs 5 lakh for some categories like health service or education.

These things have to be taken care of

The thing to note is that users do not need to do anything for this. These changes will automatically be implemented through users’ UPI apps. All you have to do is keep these new limits in mind so that you do not get any kind of interruption in the necessary transactions. Now auto pay timing can be according to the new fixed slot. Traders who depend on automatic UPI collection may have to keep pace with new times. For most users, whether you are paying for mobile recharge or paying for any subscription, everything will be the same.