These days, cyber criminals in India are adopting new tricks every day to cheat people. Call merging scam has surfaced after the missed call scam. UPI has also told people about this scam and has started.
Under the call merging scam, scammers are getting OTP by merging the call. In such a situation, the chances of unauthorized transactions increase from the bank account.
UPI has written on its X handle that scammers are making calls to trick you. In this post, UPI has also told how this scam is happening and how can it be avoided.
How is the call merging scam happening?
You may get a call for an event invite or job. Such calls claim that they have got your number from your friend. After this you will be told that your friend is calling you from the second number, merge the call.
You merge the call in a hurry, but that call is not of your friend, but of OTP. As soon as you merge the call, the scammer listens on the call and your bank can clean the account.
It is worth noting that there are usually two ways to get OTP. Through the message, OTP comes on your phone or you can ask for OTP on your phone through call. The same happens in Whatsapp. If you want to listen to OTP on call, one has to select another option.
This is becoming possible for scammers due to OTV Via Call. First of all, take your basic details and start the process scams of your account login. This login can be of your Whatsapp, any other social media or bank account.
In the second step, scammers call you and talk about invoite or job. You are told that your number has been met by your friend and the same friend is calling you too. However, the call will bring you from the unknown number, because that call is not for your friend, but for OTP.
In a hurry, you will not pay attention to riots and call a call and merge. In such a situation, the OTP that is being spoken on the call can be able to access your own account immediately by hearing the scammer. This can also be your bank account or another online account.
How to avoid call merging scam?
Once the scammer gets OTP, you can be a big loss. Many such scams have taken place recently and you will also have to take care. But how?
The first thing to avoid any such scam is awareness. That is, if you know about the methods of new scam, then obviously you will not come under the guise of scammers, but if you do not know about such scams, then you can be a big loss.
Never entertain such calls and block and block. Airtel has recently launched spam detection service. Airtel users see a message of spam detection when marketing or scam calls come. The call in which spam detected is written is not to be raised.
If someone asks to call the call and merge the call, then you should disconnect the phone. The friend of whom the scammer is talking about, you should call and verify that number. By doing this you can avoid big scams.